Opay APK (Latest Version) Free Download for Android

Additional Information

App Name OPay APK
Size 32 MB
Latest Version v6.16.1.181
MOD Info Latest Version
Get it On Google Play
Update November 3, 2023
3/5 - (9 votes)

Opay APK is a digital service offered by Opay Digital Services Limited. It allows users to download the Opay App for Android and enjoy its excellent benefits. Through Opay, users can download the Opay APK, transfer money, receive money, pay your bills, open an account, and earn annual interest. The latest version of Opay also enables users to get 2023 airtime by downloading the app. Additionally, they can open an account with their phone number or national means of verification like BVN and NIN. The android app also allows users to get a free debit card, access banking services, and transfer money to their bank accounts.

Moreover, they can use referral codes and enjoy amazing welcome bonuses on sign-up. They can earn up to 91 days of fixed savings when using Opay. All these fantastic features make it easy for millions of Nigerians to pay and receive money Via the Opay.

What is Opay APK?

OPay APK is a mobile payment and financial service app that aims to provide convenient and innovative solutions to its users in Nigeria. The app by Opay Digital Services Limited is available for both iOS and Android devices, making it easily accessible to a wide range of users.

With OPay, users can open an account by simply providing their mobile number, eliminating the need for extensive documentation or paperwork. Once the account is set up, users can enjoy various features and benefits the app offers. One of the critical features of OPay is its ability to facilitate fast and secure money transfers. Users can easily send and receive money within Nigeria, making it convenient for individuals to split bills, pay friends or family members, or even create business transactions.

In addition to money transfers, OPay allows users to make bill payments directly through the app. Users can conveniently pay electricity bills, internet subscription fees, TV bills, betting prices, and more. This eliminates the need to stand in long queues or deal with cash payments.

Another helpful feature of OPay is its airtime and data top-up service. Users can quickly recharge their mobile phone’s airtime and data plans directly from the online banking app. What’s more, users also receive cashback rewards when they top-up their airtime or data through OPay.

Also Read: Rozee Hub APK

How do I get a loan Using OPay?

OPay, a leading financial technology company, provides convenient loan services through applications such as OKash and Easemoni. Interested individuals must first download the respective loan app from the App Store or Google Play Store to access these services. Upon installation, the user must input specific personal and financial information that undergoes a quick verification process.

The application process for these loans is hassle-free and straightforward. Once all necessary data is provided, OPay app for Android undertakes a swift review to determine loan eligibility. The review analyzes factors like credit history, income level, and repayment ability.

With OKash, users can apply for instant loans ranging from ₦1,500 to ₦50,000, with competitive interest rates determined based on individual risk profiles. Similarly, Easemoni offers fast and accessible personal loans up to ₦200,000.

What are The useful Features of OPay App on Android?

Instant Account Opening

OPay, a leading mobile payment platform, allows users to quickly and easily open an account through their mobile number, National Identification Number (NIN), or Bank Verification Number (BVN). This allows individuals to seamlessly access the range of convenient OPay offers. The best part? There are absolutely no charges associated with the account opening process.

By simply downloading and installing the OPay APK on their smartphones, android users gain instant access to a variety of financial services. Whether sending and receiving money, paying bills, buying airtime or data, or even making cashless purchases at supported merchants, OPay provides a comprehensive suite of options to enhance their customer’s convenience.

Money Transactions

OPay APK for Android offers seamless money transfer capabilities. Users can conveniently send or receive funds to and from any bank account or other OPay apps with just one click. The free app also allows hassle-free transfers using the recipient’s mobile number, making it even more convenient for users. 

OPay APK utilizes advanced encryption technology and robust security measures to ensure secure transactions. This gives users peace of mind knowing their financial information is always protected.

Bill Payments

Opay offers the convenience of online bill payment for various services. With just a few taps on your smartphone, users can seamlessly settle their electricity, Internet, TV cable, and airtime bills directly through the Opay app

Gone are the days of standing in long queues or struggling with physical cash payments. Opay APK simplifies your life by allowing you to effortlessly manage all your bill payments from one centralized platform. Its intuitive interface ensures a hassle-free experience, even for those less tech-savvy individuals.

24/7 Customer Support

Users of the Opay APK Download can take advantage of the highly responsive and reliable 24/7 customer care services available to assist with any issues or complaints they may have. Whether it’s a technical glitch, a payment problem, or general inquiries about the app’s functionality, users can rely on the dedicated customer care team to promptly address their concerns. This round-the-clock accessibility ensures that users can seek help anytime, regardless of their timezone or location.

The customer care services provided by Opay are staffed by trained professionals who possess in-depth knowledge about the app and its features. With their expertise, they can efficiently troubleshoot problems and guide users through various tasks within the android app. Additionally, these representatives are equipped to assist customers with other matters related to Opay, such as account management, security concerns, or suggestions for future enhancements.

Free Debit Card

Users can quickly obtain a free debit card from OPay, a popular financial services platform in Nigeria. To do so, they must verify their opay account with their National Identification Number (NIN) and Bank Verification Number (BVN). Once verified, users will be issued a debit card that can be used on all ATMs nationwide. This provides them with convenient access to their funds at any time.

OPay’s debit card is designed for seamless transactions and hassle-free banking experiences. Users can withdraw cash from any ATM machine in Nigeria, eliminating the need to carry large amounts of physical currency. The card also allows for online and offline purchases at various retail outlets.

Download OPay APK For Android

In conclusion, OPay APK offers a convenient and secure platform for users to access various financial services. Its user-friendly interface and robust features allow users to easily send and receive money, make payments, and even invest in multiple opportunities. The app’s integration with other OApps ensures seamless functionality and a holistic user experience. As the popularity of digital financial services continues to rise, OPay App is a reliable solution for individuals looking to manage their finances effectively. Download OPay APK today and embark on a journey towards hassle-free financial management.


Is the OPay app secure?

Yes, the OPay app takes security seriously and employs industry-standard measures to protect user data. However, it is recommended to practice good security habits such as using strong passwords and keeping your device's software up to date.

Can I link my bank account or cards to my OPay account?

Yes, you can link your bank account or debit/credit card to your OPay account for seamless transactions. This allows you to easily top up your wallet balance or transfer funds between accounts.

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